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dphilip

 

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Saturday Set Backs…

Added: Saturday, February 4th 2012 at 9:45am by dphilip
 
 
 

I almost feel like I spoke too soon when I announced the joyous news about our being approved for the house and our plans to move almost immediately. We have been busy the last couple of days jumping through various hoops in dealing with getting the lease actually signed, sealed and delivered. We’ve had to produce rental history, credit reports and other various forms of proof to show our good intentions to this landlord; to boot, he even at one point changed the amount he was expecting for our security deposit and it almost broke the deal as far as we were concerned. We’re in a stressful spot because we have already presented our current landlord with a 45 day notice to terminate the lease and I have a potential sublet prospect coming to see our apartment tomorrow! We sort of feel like we have, in good faith, moved forward with our plans to vacate this current apartment but now, with the house deal feeling likeit’s on thin ice, we sort of feel like we have to move but with no place to go; the house deal on thin ice is a bit scary and thank goodness, we know how to swim because of the deal breaks through, we’re going to be treading some water quickly and have to find an alternate place to locate or rescind our 45 notice to vacate.

            It’s funny because just yesterday I had this great dialogue with Rachel4jc regarding faith and doubt. We are experiencing some doubts right now, but I am clinging to my faith that it will all work to our favor. It’s not easy because so much of what is going on is the hands of others and I can’t just take control of the matter myself. I know this landlord is simply worried about his piece of property (house) and he wants to make sure that we’ll not only be good tenants, but he won’t be screwed in any way, especially financially. We can prove easily that we have an excellent rental history dating back five years, our credit reports, although weak, are also guaranteed with the co-signature of our fathers who will ensure that rent is always paid. We have cash on the table now for the deposit and we’re in a good financial position to meetour future obligations without any problem at all; but still, the landlord, who is relocated/retired in Florida, is nervous about us for some reason. I wonder if he has poked around to research me/us on-line and might have stumbled on this blog, on something I have on-line (because it’s not hard to find me by simply googling my name) and this has in someway turned him off or made him have reason to suspect us in a negative way. I don’t have anything negative on-line, I don’t publish anything I regret but you never know how people perceive things. I wish I could communicate directly with the gentlemen, but the real estate people stand between us (which might also be a problem in the deal) and I don’t have any contact information from him…I don’t even know his name!

            Presently the wifey and I are sitting among boxes of stuff, our abode is messy, the kids are gone (both had over night sleepovers last night) and we’re each on our laptops, dealing with these matters in our own ways.   She is researching both her credit background (she has none to speak of, which is a problem) and alternative places to rent, should we need to do that. I am writing out my frustration by blogging, poking around on-line to see what others might find out about me and listening to some comfort music (The Beatles). Our plan for the day is to carry on with the packing process and doing some minor house work to ready this place to show it tomorrow. I am letting go of our doubts for the time being and embracing our faith that all things will work out well and in our favor. I am feeling a bit of anxiety too,this touches on one of my core fear issues; being homeless. I have this fear of our being homeless, it’s not really rational, but it haunts me because I have, for a short time in my life, been homeless. It was many years ago (1987) and it sucked. I was living in my 1965 Chevy Impala (named “Terrapin”), sleeping in the large backseat while parked in various locations around the city of Chicago. I was fortunate to get myself out of that situation but it left an indelible mark on my psyche and I never want to feel those awful emotions again. More recently, after we moved back to Chicago land in ’02 (from Arkansas), we lived with each of the wifey’s parents and one of her brothers before we got firmly on our own feet. That was close to homeless too, we had the kids then, so it really frightened me. After my break down (in ’06), once we moved here to Palatine, we became stable and have remained here in this community for the last five years. This house deal, this thin ice feeling, is tooclose to the emotional bone and so, I’m writing it out, riding it out and moving forward as best as we can.

            I guess I will simply hope and pray for the most positive outcome and in the meanwhile, go about our business as best as possible. I am wondering if other people have experienced this kind of trouble in securing a rental property; likewise, if you’re a landlord, maybe you know something about what our potential new landlord might be going through. I have to admit, I’m a little bit confused because as of Thursday morning we believed we had a deal and to have it suddenly turn around on us, in less than 36 hours, it’s just strange. I wonder why? I will again humbly ask for your good vibes and positive thoughts, I am always Grateful for the support I find in this community. We still really want this house, we still are certain we can make it work on our end and it would be such an affirmative action for our family to move into this house,but as of this hazy Saturday morning, we’re sort of sitting in limbo…in conclusion, as I always do, I so appreciate your visit, your comments and your support/suggestions. Like I often say, take care, be well and stay cool!

User Comments

Being the state of limbo, at the discretion of others, is a scary place to be. I don't like those either. All you can do is what you have done: provide your background info and move forward. Good planning to have a plan B though. If you have to move somewhere else instead of canceling your lease cancelation, how difficult would it be to find a more temporary one until you find another house "like" this one?

The Plan B is to stay put until the right deal comes around or until our lease expires in October; we are really good tenants and our current landlords have made it clear we would be welcomed to stay if things change...but we've got our fingers crossed and we're practicing patience...and doing the limbo!

That doesn't sound that bad, but makes all the packing for nothing a nuisance.

I figure that at least the packing is forcing us to get better organized...I like finding those silver linings when I can!

Simplifying :-)

Oh no!  Will keep my fingers crossed for you.  Could you find a month to month temporary somewhere just in case this doesn't work?  Sure hope you don't have to sign another lease until you find what you want.

No, in this area there is little to offer in the way of month to month rentals; we can stay here if things don't work out and that's Plan B...but I have strong faith and with some temperance, I think we'll get what we want in the long run...Thanks for your support!

Keeping you in my thoughts for this to go through. If not, then it wasn't the deal for you! Something better will come along. I agree with brad, plan B is a good idea.

Thanks...as we wait I am reminded of the lesson of patience, we're certainly being tested on this one!

I know what your sayin dp and I don't like that test!!! {#basic-smile.gif} I am sure everything will work for the best. My grandmother once told me to never pray for patience, when I became a adult, I knew why! lol

Oh no!  Wouldn't the management co. give you a reason why it is in limbo?   They have to give you a reason if you are declined and that is because of discrimination laws.   They can't refuse to rent to you unless you have bad credit, bad rental history, or a criminal record.  Anything else is discrimination. I know that for a fact!  We were forced by law to rent to people we knew were unsavory if they had good credit, clean criminal record, and the money. 

I am thinking the landlord in Florida is some old coot who is oblivious to current laws and the management company is placating him right now.  They should explain to you on Monday in any case!

I had paid security deposit and first month's rent on a condo the mgmt. company I worked for had open and unable to rent for quite a while.  I had power and gas turned on and had already started cleaning and painting when the owner who lived in Florida came waltzing into our office one day and wanted the keys.

She was in the process of selling it which we did not know and was refusing to rent to me even though I had signed the lease and paid all that money, etc.   One call to her from an atty I knew and she was gone!  She even took $50 worth of cleaning supplies I had taken in there!  A few days later we got a call from the new owner introducing himself.

I am sorry you are having to spend the week-end in worry dp!  Why do things like this always happen on a Friday?  Pray hard and have faith dp!   Things will work out ok.

 

Thanks for all the insights...I don't know what the story behind the scene is, but we have come to the point of simply letting it be for now, washing our hands of the worry and moving forward with our plans...if the deal falls through, then so be it and we'll make adjustments and continue moving towards our goal; we want to be out of this apartment by the end of our lease (October) and we're ready to move!

Your story scares me and I can't help but wonder if this landlord we're dealing with might be that kind of kook too...people are strange and sometimes there's no explaining that...so if it doesn't work out, perhaps that's why...

We are praying for the best over come, whatever it may be, we pray for our well being in the end...you're right, things will be alright.

Have a Super Sunday!

Sometimes it is what it is and we can only do what we can do.  You have the right attitude........Speaking words of wisdom...."Let it be".  I wonder who recorded that song?  lol

On the bright side.............Look at all the Spring cleaning you are getting done there.  I need to "pretend" I am moving!!

Relax, have fun and enjoy your Super Bowl Sunday!

Could be management company playing games or getting another offer.  If it's truly cold feet, wonder about offering to have managment company stop by 30 days after you move in to verify you're taking care of the place.  Or asking them directly (or talking to owner directly), to find out what specific objections they have.

Otherwise, hang in there, I'll keep my fingers crossed for you.

Thanks, we have adopted a "let it be" attitude for the weekend and we can only hope this is easily resolved by Monday.

I have a feeling this will work out. Just be upfront and try to determine what, if any, reservations he has and do your best to put his mind at ease. Best of luck. If it's meant to be, it will happen!

Thanks, I have resolved to let it be and let the chips fall where they may; we have jumped through every hoop, we have made ourselves available for a "phone interview" and beyond this, I don't know what else we can do...just let it be.

Thanks for your words of encouragement, Mary, we will survive!

Prayers going out for you!

Thanks Nota...we need all the angels we can muster right now!

My personal feelings are you have the house.....

it is really Simplifying

http://www.chobirdokan.com/

 

As a Realtor I can honestly tell you, leases are the hardestwork for the least money. yeah, you cant talk with the owner, and that sucks, but you can ask to give him a hand written note. You gave him a hell of a long term lease, and he bumped up your deposit, or you could offer to do so. These are things your relator should be advising youof. BUT, its his place, honestly it seems like you go thru more hoops to get a lease than to buy. i don't know how much cash you have available at this point. First and last and a depostit of "x" more? Take that total and see what that would be 3% of. 3% is all you need to buy FHA, you may find a home to buy bro. Maybe that is the route your supposed to take.......

3% of 200k is only 6 grand.......

That's what we're thinking too...

yep, and the bank is the only one you have to deal with......not the owner....much easier really, with the bank it's black and white.

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